Correct use of commas
We were always taught that a comma was NOT to be placed before "and" - only if a list of things like: peanuts, candy, tie clips and ribbon
See example:
I write often to friends and I will say something like:
asked Feb 04 at 16:21
Mary Ann Falkenberg
New member
Mary Ann Falkenberg
New member
1 answer 
The two independent clause are joined by a conjunction "and". So a comma is very much essential.
I often write to friends, and I will say something like:
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answered Feb 04 at 16:58
sanjay
Expert
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